We are something like friends, right? I would say so. Since we are friends I want to hold you accountable for the things you say you are going to do. If you are here, you want to save money and I am here to support you in this. We are in this together! With that being said here are some of my favorite apps and tips Digit Digit uses an algorithm that takes the money you would not notice from your bank account and saves it in an FDIC-insured savings account. I have saved over $5000 with Digit since April 2017. Some days digit may take no money, .$0.03, or even $5.67. I have never noticed the money Digit takes out in the three years I have used the service. You can withdraw your money instantly for $0.99 or free (up to 3 Business Days). Sign Up Here Prism Money…
I believe in the Law of Attraction as a means to speak to the universe. I was first introduced to this by a friend who told me to read The Secret by Rhonda Byrne. That book teaches you the concept of the Law of Attraction and gives you actionable things to do to use the Law of Attraction in your life through manifestation. I know many of you have heard that thoughts become things, but what does that really mean. I can think all day and every day that I want a million dollars but a million dollars does not just fall into my lap. So, what’s the deal? Well there is more than just thinking about something for it to come into fruition. I am going to give you 4 tips to help you attract the things that you want. When you start to use these tips start small,…
Being a woman who is Black and gay is nothing like being a woman, being a Black woman, or even simply being Black. Adversity comes with being a woman, being Black, and especially being a Black woman. Unlike Black men, Black women deal with adversity from men of all colors including Black men. Unlike white women, Black women deal with adversity because they are Black. Adding a dash of gay in the mix changes the game because not only do you deal with adversity for being Black and a woman, now you deal with adversity from Black women simply because you like the same sex. Do we need to make a list? Adversity can come from some or all of these places; non-Black men, non-Black women, black men, and straight Black women. Although there is a lot of adversity to talk about, let’s focus on the most important. As Black…
What is a Croton Petra? The croton ‘Petra’ (Codiaeum variegatum ‘Petra’) is an evergreen shrub native to southern Asia and the western Pacific islands. It prefers hot, humid weather and grows only in U. S. Department of Agriculture zones 9b through 11. In other climates, croton can be grown in containers and kept indoors during cold weather. This distinctive, variegated plant needs special care to stay healthy in all climate zones. – G.D. Palmer at SF Gate What do Croton Petra’s look like? The vibrant-colored plant comes in a variety of leaf shapes and colors. The leaves on the croton petra can be short, long, twisted, thin, thick, and several of these combined. This is a diverse plant!!! Even the colors can go from greens, yellows, reds, oranges, creams, pinks, and blacks or it can even be a combination of all these. There is a croton for everybody!!! How to Care…
So this is my fourth week working from home. For many Nashvillians, they did not see this coming the way that I did because my entire family is in California. Most of them in Oakland experienced a Shelter-In-Place before any other area had even heard of it. I knew what was on the horizon but like many of us, I was not prepared for what was coming the next few weeks, and it is taking a toll on me mentally. Oh, and all the eating is trying to take a toll on me physically lol. All, and all, I was desperate to find something to make my life feel normal again.. well as normal as it could feel. After a week or so at home, I started to experience chest pain; it felt like someone had kicked me with two feet in my chest. Now, I didn’t have any restricted…
What is an Easter Lily? The Easter lily (Lilium longiflorum) is a perennial bulb with large, white, trumpet-shaped flowers and wonderful fragrance. Often known as the trumpet lily among gardeners, this plant is called the Easter lily in its role as a traditional Easter-time treat. Roughly 95 percent of the 11.5 million Eater Lilies sold each year are grown by one of a handful of growers located along the border of California and Oregon, an area labeled the “Easter Lily Capital of the World.” – Marie Iannotti at The Spruce What do Easter Lillies look like? Easter lilies have beautiful white flowers that look like the speaker on an old crank tune record player or as most people see them trumpets. Some call these particular lilies, trumpet lilies. The insides of the Easter Lily are yellowish and their stamens are golden. Typically, the plants will have two to six of the flowers with…
It’s 2020 and despite what our parents think apps can be beneficial and helpful in reaching your personal finance goals. We are no longer living in the days of putting money in envelopes under our mattress but are focusing on ways to automate our personal financial growth. We are using things that make reviewing and adjusting our personal finances on the go easy as blinking your eyes. This new age approach to personal finance is the wave and I want to help you know what works best through personal experience. Top 5 Personal Finance Apps My absolute favorite app!!! Digit, you can read my post about it here. In one sentence, Digit has a dope algorythm to see’s how you spend, takes money you wont notice and places that money in a FDIC insured account. Get $5 on me when you sign up here. Many of…
Being in control of your life is a tough task and is not for the faint of heart. It takes facing hard truths and opening yourself up to criticism. A good place to start learning how to be better at being yourself is through reading and learning from other people. As you all may know, I am finishing my bachelor’s degree and in one of my classes this semester I was required to read a book called The Art of Possibility by Benjamin Zander & Rosamund Stone Zander. This book talked about a number of ways to change your approach to life but one that stuck out to me the most is “Being the Board.” The idea of “Being the Board” is what the Zanders called the hardest of the principles to learn but the most important. The Art of Possibility was written by Benjamin Zander who is a conductor…
Whether you have bad credit or no credit, having a credit card is a vital part of having good credit. For me, I am working on increasing my score and I need a credit card. I haven’t had a credit card in years and I do not have many things on my credit report. I need to diversify my credit report. If you are in my shoes where you need to beef up your credit report, responsibly using a credit card is the perfect way. Let’s talk about the facts. Secured Credit Card Unsecured Credit Card When you are building your credit a secured card is a great way to do it. It is not glamorous nor does it come with all the cute credit card perks but it will get you there. So what are my options? In this order: Discover It – Secured Credit Card Open Sky -…
We have all been in interviews and they can be awkward. Minimize your awkwardness by preparing for your interview by going through test questions with a friend so that you are sharp and ready. When interviewing there is always an area I struggled with, which is when the interviewer asks me if I have any questions for them and I quickly say no. I learned from several HR professionals that asking questions and researching the company prior to the interview will give you an advantage. Here are some questions you could ask the interviewer or panel at the end of the interview to show that you are serious about being hired. Based on my credentials & background, do you have any reservations about my candidacy? What are the next steps in the interview process? Can you tell me more about the day-to-day responsibilities of this job? What do you think…