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Living Well

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Living Well

Going Back To College at 30, Now What?

empty chairs in theater

At my age completing college can be challenging and even overwhelming at times. When you are a teenager who is freshly coming into college you are likely to have one main responsibility, college. As an adult student, I have to manage more than just college. I must manage all my responsibilities including college, work, my personal life, and my health. Paying for school without any additional financial help makes those responsibilities even more challenging than it is. Up against the odds, I know that I am diligent and strong enough to not let my responsibilities keep me from my goal. I completed three semesters at a community college with one semester off before being admitted into Belmont, so I am mostly still mentally prepared to be in school. I know I will have to make more adjustments this spring semester after having a semester off. Balance and sacrifice are the…

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Living Well

Digit App, Save Money Easy

Save Money the Easy Way, Don’t Lift a Finger with Digit One of my all time favorite money apps is Digit. Digit has a dope algorithm that monitors your spending and takes money you wouldn’t notice and places it in a FDIC insured account. So basically, you are saving without actually having to save. HOW DOPE!! Additionally, Digit tells you exactly how much you have in your linked account everyday for me it’s around 9 a.m. You hardly ever have to log into the app as Digit can communicate to you thru text. Right now, I dont have the Digit app on my phone. You can sign up and communicate with Digit via text. You can simply send a text with key words or emojis. For instance, if you send the umbrella with raindrops emoji, it will tell you how much you have saved in your Digit account. I put…

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Living Well

Being Uncomfortable is the Best Thing For Your Growth

I was born and raised in Oakland, CA but I left right after I turned 18 and haven’t looked back. My brother still lives there at one point he was considering moving in with me in Nashville, TN. So when talking to my dad about it he said, “If your brother is going to move there, make him sleep on the couch because if you make his life there too comfortable he will never move out.” Another time I was talking to him about work and I can’t remember the specifics but his response was basically, you have to be uncomfortable sometimes to get what you want. Sometimes he would even tell me that I had to eat crow, which is exceptionally difficult for me, a person who always feels like their best isn’t good enough. Dad always had these little gems that would ripple into a much louder message…

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Living Well

Budgeting, The Easy Way

Budgeting Tips for Beginners Most of us want to budget but budgeting seems complicated and time consuming. I even found myself looking for apps to make it simple but could never find the perfect app. With most apps you have to link your bank account and put a lot of energy into categorizing purchases to find out how much you spend where to adjust your life in a particular area. That seemed to be more time consuming than just figuring it out on my own. I took some time out and said to myself how can i make this easy enough for me to actually want to do it but accurate. First thing I decided to do was to break my income into three accounts; bills, saving, and spending. Then I had to figure out how much I needed to put into each account. So boom, I needed to know…

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Living Well

What Happens When Me Too Doesn’t Include You

woman holding paper with metoo sign written

The Me Too movement has opened up the conversation about sexual harassment, rape and rape culture. For centuries, women have been taken advantage of by men, but there is a group we never discuss and their contribution to rape culture and sexual harassment. Oftentimes, women forget that they too can be predatory and not solely the victim. As a lesbian, straight women have been predatory to me and I’ve witnessed them do it to other lesbians. My friend Mimi said, “They always become predators once they hear I am gay, from the touching to the rubbing and it’s always I’ve never kissed a girl before, they think it’s okay because they are also women but the shit is mighty uncomfortable. I’ve had women literally kiss me without my permission because it’s what girls do.” Straight women believe that it is harmless to push their fantasies on lesbian women but it…

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Living Well

Growing Pains – Out Growing Friends

Growing does not come without its pains. As we get older we forget the lessons we have learned from our adolescence apply in our adulthood. For many of us life changes are normal and frequent, oftentimes more frequent than we would like but with life changes comes associated challenges and uncomfortabilities. We are cornered into making hard decisions, uncomfortable choices, and finding strength or even courage when we don’t believe we have it. When a lot of these changes happen in a short period of time, they resemble growing pains much like when your body or bones would ache during a growth spurt. This year has had an eventful turn of events that would close out the decade in a way that was the most inevitable. In the early years of the decade, the summer of 2012, I had a conversation with one of my close friends which would be…

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Living Well

It’s Never Too Late – Maktub

Over the last year and a half I have been pursuing the completion of my collegiate degree. Just know many celebrities had their big break well into their 30’s and even 40’s. You do not have to follow the standards that society may push about when you should do something. Just know it’s never too late if you really want it. Recently I had to write a college entrance essay for Belmont University and this is what I had to say: If life is rooted in how we classify who we are or even by statistical findings we would live in a world where our choices could be predicted and automated. Despite knowing statistics and classifications hold value, I respectfully disagree that they define the course of my life or who I am. Statistically, the course of my life would look very different, I would have chosen a different college…

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Living Well

Validate Your Debt Before Paying

It’s the new year and I know many people try to start the new year with a good financial plan. I know paying off your debt could be in your plan to reach your goals but you should validate your debt before paying the debt. Send the letter below via certified mail, which will notify you that the letter was received, to the debt collector. They have 30 days with a 15 day cushion to respond, if they do not, use the certified receipt to dispute the debt on your credit report. If they respond and they cannot validate the debt, use that letter to dispute the debt on your credit report. If they happen to respond validating the debt, you should then start with negotiating payment arrangements. Name Street Address City, State Zip Code Collection Company Name Street Address City, State Zip Code Phone RE: Validation of Debt Letter…

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Living Well

Figuring Out Monogamy

grayscale photo of man and woman posing

I have several reasons why I do not want to be monogamous, which I will explain further into this but first let’s think about the information and history of the idea of monogamy. Monogamy is the practice or state of being married to one person at a time. The practice or state of having a sexual relationship with only one partner. Although we don’t know where it started the general idea is that lower ranking males started using the alternative strategy of pursuit of one woman, whereas, the higher ranking males either had many wives or many concubines. This in return made women feel better as they were the only ones receiving attention, love, protection and more from a suitor. In essence, this was a concept created by men to benefit men because women were not historically polygamous. Polygamy is marriage with more than one spouse. When a man is…

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